Eggplant salad

Ingredients:

                 5 pcs. regular size eggplant
                 2 pcs. regular size carrots
                 1 pc.  regular size ginger
                 1 pc. regular size onion
                 1 cup cane vinegar
                 3 Tbsp sugar

Procedure:

                  1.) boil the eggplants til cooked. Set aside/ let it cool
                  2.) slice the carrots, ginger, onion into cube size
                  3.) Peel the eggplants and put them in a bowl.
                  4.) On a separate bowl mix the cane vinegar and sugar and carrots, ginger and onions. (sweet                                 and sour sauce)
                  5.) Finally, arrange the eggplants in a bowl and pour in the mixed sweet and sour sauce.

ampalaya salad

ingredients:

                 2 pcs. regular size ampalaya

                 1 pc.   regular size carrots

                 1 pc.   regular size ginger

                 1 pc.   regular size onions

                 1 pc.   pineapple tidbits budget pack  * optional

                 1 cup  cane vinegar

                 3 Tbsp.  sugar

PROCEDURE:

                 1.)  slice ampalaya into thin bite size.  Put salt and leave it for 15 minutes.

                 2.)  slice carrots, ginger, onions into small cube sizes

                 3.)  On a bowl, mix 1 cup cane vinegar and 3 Tbsp sugar ; add cubed onions and ginger, carrots

                 4.)  Wash the salted ampalaya.

                 5.)  Mix the amapalaya and the sugared vinegar with carrots and ginger.  The taste must be sweet                         and sour.  Then add pineapple tidbits without the juice.                 

What's the best part of Iligan you would be proud of?

         Iligan City, my hometown, is a  highly urbanized city in the province of Lanao del Norte, Philippines.  Before, it was part of Central Mindanao (Region 12) and now under Northern Mindanao (Region 10).  Iligan City has a total land area of 813.37 km2 (314.04 sq mi), making it one of the 10 largest cities in the Philippines in terms of land area. It has an estimated population of 322,821 inhabitants as of 2010.

           Iligan City is made made up of flat cultivated coastal land, volcanic hills, and mountains with waterfalls and cold springs.  Of its approximately 20 waterfalls, MA. CRISTINA FALLS is the grandest, that which supplies hydroelectric power to a large part of Mindanao.The area's climate is not extreme or excessive. Moderate climate helps people sustain their lifestyles and daily activities. People in the City never worries about typhoons.  Rain falls evenly in the place. 

           People in Iligan City is mostly Catholics, and just a small percentage of Maranaos and lumads.  Most of them speak Cebuano language.  There are also Tagalog Speaking as well as English speaking immigrants from different parts of the Philippines and other countries.  It is a home rich in natural resources and industries.  Also, a home rich in mix cultures of Maranaos of lanao del Sur, Higaonons of Bukidnon, and many settlers and migrants from other parts of the country.  It is known for its diverse culture.

          Of all the beautiful places or shall we say tourist spots of Iligan City,  the BEST part of Iligan I will be proud of is the National Power Corporation (NPC) Nature Park – a nature park within a hydroelectric power plant.  It has varied plants and animals, as well as adventure activities which you can enjoy during an entire day.

                 

 

           It's really fun to be with nature!  :-)  We enjoyed our day having picnic and see the wondrous, grandest waterfall of Iligan City.  Hoping to get there some time again soon!

Nature holds the key to our aesthetic, intellectual, cognitive and even spiritual satisfaction.

                                                                                 --E. O. Wilson

Ten reasons why financial planning is important

Financial planning helps you determine your short term and long-term financial goals and create a balanced plan to meet your goals.

Here are ten powerful reasons why financial planning will get you where you want to be.

1. Income:  Managing income helps you understand how much money you'll need for tax payments, other monthly expenditures and savings.


2. Cash Flow: Increase cash flows by carefully monitoring your spending patterns and expenses. Tax planning, prudent spending and careful budgeting will help you keep more of your hard earned cash.


3. Capital: An increase in cash flow, can lead to an increase in capital. Allowing you to consider investments to improve your overall financial well-being.


4. Family Security: Providing for your family's financial security is an important part of the financial planning process. Having the proper insurance coverage and policies in place can provide peace of mind for you and your loved ones.


5. Investment: A proper financial plan considers your personal circumstances, objectives and risk tolerance. It acts as a guide in helping choose the right types of investments to fit your needs, personality, and goals.


6. Standard of Living: The savings created from good planning can prove beneficial in difficult times. For example, you can make sure there is enough insurance coverage to replace any lost income should a family bread winner become unable to work.


7. Financial Understanding: Better financial understanding can be achieved when measurable financial goals are set, the effects of decisions understood, and results reviewed. Giving you a whole new approach to your budget and improving control over your financial lifestyle.


8. Assets: A nice 'cushion' in the form of assets is desirable. But many assets come with liabilities attached. So, it becomes important to determine the real value of an asset. The knowledge of settling or canceling the liabilities, comes with the understanding of your finances. The overall process helps build assets that don't become a burden in the future.


9. Savings: It is good to have some investments with high liquidity. These investments can be utilized in times of emergency or for educational purposes.


10. Ongoing Advice: Establishing a relationship with a financial advisor you can trust is critical to achieving your goals. Your financial advisor will meet with you to assess your current financial circumstances and develop a comprehensive plan customized for you.

The first step in developing your financial plan is to meet with an advisor. At MANULIFE PHILIPPINES, we help you build your future with us.  Call us today and meet our professional licensed agents.  :-)